Jio Financial Services Ltd.Hits Inflection at Scale

Jio Financial Services delivered a milestone FY26, with Consolidated Total Income (ex-dividends) growing 78% YoY to ₹3,274 crore and Q4 income +97% YoY to ₹1,020 crore.

Net Income from Business Operations surged 272% YoY to ₹1,390 crore — core operations now drive 54% of consolidated income, up from 20% in FY25, validating the shift from treasury-led to operations-led earnings. Jio Credit's AUM crossed ₹25,700 crore (149x vs FY24, +156% YoY) with Q4 disbursements of ₹10,600 crore (+49% YoY) and PAT doubling to ₹224 crore. JioBlackRock AMC reached ₹15,200 crore AUM in just 9 months from launch.

The unique user base grew 2.5x YoY to 23 million across the digital ecosystem. Management launched the Neural Agentic Marketplace in JioFinance app — described as a "Jio moment for the sector." PPOP was flat YoY at ₹1,357 crore as Payments Bank consolidation, treasury yield volatility, and growth investments offset operational gains; PAT moderated 3.2% to ₹1,561 crore. The Board recommended a dividend of ₹0.60 per share. Net Worth stands at ₹1.33 lakh crore.