Disclosures

Last updated: April 2026

This page contains important disclosures and disclaimers regarding the use of Quartrly. Please read these disclosures carefully before using our Service.

1. AI-Generated Content Disclaimer

What Is AI-Generated?

All insights, dashboards, Pitches, Trends, and analytical content displayed on Quartrly are generated by artificial intelligence.

Specifically, we use AI models, to analyse earnings call transcripts and generate the insights you see on our platform. This includes:

  • Dashboard insight cards (metrics, guidance, risks, opportunities, etc.)
  • Quarterly Pitches (single-company earnings summaries)
  • Quarterly Trends (cross-company thematic trend analysis)
  • Concall Summaries (AI-generated narrative summaries of earnings calls)
  • Any summaries, highlights, or extracted information from transcripts

AI Limitations

While AI technology has advanced significantly, it has inherent limitations:

  • The AI may make errors: It can misinterpret, misquote, or incorrectly summarise information from transcripts
  • Context may be lost: Nuances, sarcasm, or industry-specific terminology may not be accurately captured
  • Calculations may be incorrect: Any metrics or percentages shown should be independently verified
  • Information may be incomplete: Not all relevant information from a transcript may be captured
  • AI does not understand intent: It processes text literally and may miss implied meanings

Your Responsibility

By using Quartrly, you acknowledge that:

  • AI-generated content is provided for informational purposes only
  • You should not rely solely on AI-generated insights for any financial decisions
  • You are responsible for independently verifying any information before acting on it
  • The "Go to Quote" feature is provided specifically so you can verify insights against the source transcript

2. Not Investment Advice

Regulatory Status

Quartrly (operated by Ampo One Global Pvt. Ltd.) is NOT:

  • A SEBI-registered Investment Advisor
  • A SEBI-registered Research Analyst
  • A SEBI-registered Portfolio Manager
  • A SEBI-registered Stock Broker
  • A SEBI-registered Merchant Banker
  • Affiliated with or authorised by SEBI, RBI, or any financial regulatory body

What Our Content Is NOT

The content on Quartrly, including all AI-generated insights, dashboards, Pitches, and Quarterly Trends:

  • Is NOT investment advice of any kind
  • Is NOT a recommendation to buy, sell, or hold any securities
  • Is NOT personalised financial advice tailored to your individual circumstances
  • Is NOT a substitute for professional financial, legal, or tax advice
  • Does NOT constitute an offer or solicitation to purchase or sell securities
  • Is NOT a stock screener, investment filter, or sector recommendation

Research Analyst Regulation Clarification

Quartrly does not publish or distribute "research reports" as defined under the SEBI (Research Analyst) Regulations, 2014.

The platform provides automated summaries and structured presentation of publicly available earnings call transcripts. The content is generated by artificial intelligence systems and is not intended to provide investment recommendations.

Quarterly Trends Disclaimer

Quarterly Trends is a feature that identifies recurring themes (such as margin expansion, capacity addition, debt reduction, or export growth) mentioned across multiple companies' earnings call transcripts within a given quarter.

Important clarifications about Quarterly Trends:

  • Trends are automated analyses of publicly available management commentary using natural language processing — they are not human-curated investment themes or sector calls
  • The grouping of companies under a trend theme does not imply any investment recommendation, stock screening, or sector outlook
  • A company appearing under a trend (e.g., "Margin Expansion") simply means that the AI detected relevant keywords in that company's earnings call transcript — it does not mean the company is a good investment or that the trend will continue
  • Trend sentiment labels (Positive, Neutral, Cautious) reflect management tone during the earnings call, not a prediction of stock price direction
  • The number of companies mentioning a trend (bubble size) is a count of keyword mentions, not a measure of investment opportunity or market consensus
  • Quarterly Trends should never be used as a stock screener, investment filter, or the basis for buy/sell decisions
  • All trend data is derived from the same publicly available earnings call transcripts and is subject to the same AI limitations described in Section 1

What Our Content IS

Our content is:

  • Informational only: Intended to help you understand what was discussed in earnings calls
  • Educational: Designed to make earnings call analysis more accessible
  • A starting point: For your own research, not the final word on any investment
  • Descriptive, not prescriptive: Quarterly Trends describe what companies discussed, not what you should invest in

Your Investment Decisions

You are solely responsible for your investment decisions. Before making any investment:

  • Consult with a qualified, SEBI-registered investment advisor
  • Consider your financial situation, investment objectives, and risk tolerance
  • Conduct your own due diligence and research
  • Understand that all investments carry risk, including the risk of loss of principal

3. No Guarantee of Accuracy

Accuracy Disclaimer

Quartrly does not guarantee the accuracy, completeness, timeliness, or reliability of any content on the platform.

This includes but is not limited to:

  • Financial metrics and figures
  • Management quotes and statements
  • Forward-looking guidance
  • Risk factors and opportunities
  • Segment-wise analysis
  • Historical comparisons
  • Any percentages, growth rates, or calculations

Errors and Omissions

Despite our best efforts:

  • AI-generated content may contain errors, inaccuracies, or omissions
  • Information may become outdated without notice
  • Transcripts themselves may contain errors from the source
  • Technical issues may cause incorrect data display

No Warranty

We provide our Service and content "as is" without any warranty of any kind, whether express or implied, including warranties of accuracy, completeness, or fitness for a particular purpose.

4. Source Attribution

Transcript Sources

All insights on Quartrly are derived from publicly available earnings call transcripts of companies listed on Indian stock exchanges (NSE and BSE).

  • We source transcripts from public filings and announcements
  • Transcripts are the record of conference calls held by companies after announcing quarterly results
  • The original content belongs to the respective companies

Our Analysis

Quartrly's value lies in the AI analysis and presentation of this publicly available information. We:

  • Do not claim ownership of the underlying transcript content
  • Add value through AI-powered extraction, organisation, and presentation
  • Enable users to quickly access insights that would otherwise require hours of reading

Verify with Original Sources

We encourage users to:

  • Use the "Go to Quote" feature to see original transcript text
  • Cross-reference with company filings on BSE/NSE websites
  • Check company investor relations pages for official documents
  • Review audited financial statements for verified figures

5. No Affiliation with Listed Companies

Independence Statement

Quartrly is completely independent and has no affiliation, association, or relationship with any company whose earnings calls we analyse.

  • We do not receive compensation from any listed company
  • We do not have partnerships with any company mentioned on our platform
  • Company logos are used solely for identification purposes
  • Inclusion of a company on our platform does not imply any endorsement by or of that company

Neutrality

We strive to present information neutrally:

  • We do not favour any company in our analysis
  • Our AI is not designed to be bullish or bearish on any stock
  • We present what was said in transcripts without editorial opinion

6. Financial Risk Warning

Investment Risks

Investing in the stock market involves substantial risk, including the potential loss of your entire investment.

Please be aware that:

  • Market Risk: Stock prices can fluctuate significantly due to market conditions
  • Company Risk: Individual companies may underperform or face financial difficulties
  • Volatility Risk: Markets can be highly volatile, especially in the short term
  • Liquidity Risk: You may not be able to sell your investments when you want
  • Currency Risk: For investments in foreign securities, exchange rate fluctuations can impact returns
  • Regulatory Risk: Changes in laws and regulations can affect company performance

Past Performance

Past performance is not indicative of future results.

  • Historical data presented on our platform reflects past performance only
  • There is no guarantee that any company will perform similarly in the future
  • Growth rates, margins, and other metrics may not be sustained

Do Not Invest What You Cannot Afford to Lose

Only invest money that you can afford to lose. Never invest:

  • Emergency funds
  • Money needed for immediate expenses
  • Borrowed money
  • Money you cannot afford to lose

7. Third-Party Data Disclaimer

Data Sources

Quartrly relies on third-party data sources, including:

SourceData Type
Publicly available transcriptsEarnings call content
BSE/NSE public filingsCompany information
Yahoo FinanceHistorical stock price data (daily close)
Third-party logo providersCompany logos
RazorpayPayment processing

Stock Price Data

Historical stock price data displayed on Quartrly (including Price Reaction Charts) is sourced from Yahoo Finance and stored for informational display only. This data:

  • Is historical daily closing prices, not real-time or live market data
  • Is provided for informational context alongside earnings call analysis
  • Does not constitute a buy, sell, or hold recommendation
  • Should not be used as the sole basis for any investment decision
  • May be delayed, estimated, or incomplete

Price movements shown alongside earnings call dates are presented to provide factual market context, not to imply any causal relationship or future performance expectation.

Third-Party Accuracy

We are not responsible for:

  • Errors or inaccuracies in source transcripts or price data
  • Mistakes made during the original earnings call
  • Transcription errors in source documents
  • Technical issues with third-party services

Third-Party Services

Our platform integrates with third-party services (including database, payment, hosting, and AI model providers) that have their own terms and privacy policies. We are not responsible for their practices or any issues arising from their services.

8. Forward-Looking Statements

What Are Forward-Looking Statements?

Earnings calls often contain forward-looking statements — projections, guidance, and expectations about future performance made by company management.

These statements typically include words like:

  • "We expect..."
  • "Our guidance is..."
  • "We anticipate..."
  • "Looking ahead..."
  • "Our target is..."

Risks of Forward-Looking Statements

Forward-looking statements:

  • Are inherently uncertain and speculative
  • Are based on assumptions that may prove incorrect
  • May not account for unforeseen events
  • Are not guarantees of future performance
  • May be revised or withdrawn by the company

When our AI extracts and displays forward-looking statements from transcripts, you should understand these inherent limitations.

9. Limitation of Liability

Our Liability

To the maximum extent permitted by law, Ampo One Global Pvt. Ltd., its directors, officers, employees, and affiliates shall not be liable for:

  • Any investment losses you incur
  • Any decisions you make based on our content
  • Errors or inaccuracies in AI-generated content
  • Service interruptions or technical issues
  • Actions of third-party services
  • Any indirect, incidental, or consequential damages

Your Acknowledgement

By using Quartrly, you acknowledge and agree that:

  • You use our Service at your own risk
  • You will not hold us responsible for your investment outcomes
  • Our liability is limited as described in our Terms of Service

10. Reporting Errors

Help Us Improve

If you notice any errors, inaccuracies, or issues with our AI-generated content, please report them to us:

Include:

  • The specific content that appears incorrect
  • The correct information (if known)
  • A link or reference to the source

We appreciate your help in improving our platform's accuracy.

11. Changes to Disclosures

We may update these disclosures from time to time. Material changes will be reflected in the "Last Updated" date at the top of this page. We encourage you to review this page periodically.

12. Contact Us

For questions about these disclosures:

Ampo One Global Pvt. Ltd.

By using Quartrly, you acknowledge that you have read, understood, and agree to these disclosures.

Important: These disclosures are an integral part of our Terms of Service. If you do not agree with these disclosures, please do not use our Service.