Bajaj Finserv Ltd.Strong Growth with Strategic Expansion

Bajaj Finserv delivered robust consolidated performance with total income growing nineteen percent to rupees forty-two thousand thirty-seven crore and profit after tax up eighteen percent to rupees six thousand two hundred ninety-seven crore.

Bajaj Life Insurance emerged as a standout performer, with value of new business surging eighty-seven percent to rupees two hundred seventy-one crore and new business margin expanding an exceptional four hundred eighty basis points to fifteen point nine percent despite GST headwinds, driven by the Bajaj Life two point zero operating leverage strategy. Bajaj Finance grew profit after tax by twenty-seven point six percent with improved asset quality.

The Board approved setting up a reinsurance company as strategic vertical integration. Management provided clear profitability roadmaps for emerging businesses, with Bajaj Markets targeting quarterly breakeven in Q3-Q4 FY2027 and Health in Q3-Q4 FY2028. AI implementation at Bajaj Finance is expected to improve the opex to net total income ratio by twenty-five to forty basis points in FY2027, demonstrating tangible technology benefits.