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Margin ExpansionQ3 FY25Banking

Top 3 Banks with Expanding Net Interest Margins

29 December 2025

These leading private sector banks have demonstrated consistent margin expansion over the past two quarters, driven by improved asset mix, better pricing power, and efficient liability management. HDFC Bank, ICICI Bank, and Axis Bank have all reported NIM improvements of 15-25 basis points, indicating strong operational efficiency and strategic focus on high-yield segments.

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